Browse articles by category
Credit Card Debt-Easy to Get In, Hard to Get Out
The biggest challenge with credit cards is that it allows consumers to spend amounts of money in excess of what they can afford, ultimately leading to debt. Debt happens for all sorts of reasons, but it can be very difficult to get out of due to the high interest rates charged.
What Is a Financial Advisor And Do You Need One?
A financial advisor (or planner) is a broad term and is generally used to refer to a professional who helps create a financial plan, gives advice, or manages your money. Here is what you need to know before hiring a financial advisor.
Micro-Investing: What You Should Know
Micro-investing is the process of routinely investing small amounts of money. Many people participate because it is easy to set up, and the amounts of money invested each time are so small that you won’t even notice the money has gone into an investment account.
Cryptocurrency: Is It Worth The Risk?
Cryptocurrency has become a social phenomenon. But, cryptocurrency is highly speculative and volatile, leading many investors to make arbitrary decisions based on the fear of missing out.
A Nurses Guide: Shadow Days
Whether you are interested in becoming a Nurse, Nurse Practitioner, CRNA, or other, shadowing is an essential part of career development. The biggest benefit is learning what you want to do in the future and, equally as important, what you don’t want to do.
How To Calculate The Savings From A Mortgage Refinance
Never make a large financial decision without considering the long-term effects of that decision. Here is how to calculate the costs between two offers.
401k vs. Roth 401k vs. Roth IRA
When investing for retirement, there are many tax-advantaged accounts to consider, but which accounts do you prioritize contributions to, and in what order?
Tax Brackets
If you make enough money to push you up to the next tax bracket, that doesn’t mean that every dollar you have earned gets taxed at that higher rate. Only those dollars for that higher bracket get taxed at that rate.
Is Nursing Grad School Right for you?
If you are an RN and have considered advancing your education and practice, here are three reasons that will help you identify if grad school is right for you.
Re-evaluate goals throughout the year
This time of year is synonymous with new year’s resolutions, often tied to healthier habits, whether it’s physical health, mental health, or financial health.
Retirement Accounts Comparison
A comparison of tax-advantaged ways to save for our future.
Five Factors for Successful Investing
Although investing can appear complicated and saving for the long-term can be intimidating, it doesn’t have to be.
Get on the same page as your partner
Money can be a huge source of stress in any relationship, especially when it comes to how we spend it and save it.
Calculate YOUR Savings Rate
Implement a consistent way of measuring financial progress over time that automatically adjusts for changes to saving, spending, and income.
The Break-Even Point of Refinancing
The break-even point is when the savings from your refinance have added up to equal the refinance cost.
Considering a Mortgage Refinance?
Do you want to lower your interest rate, reduce your mortgage term or lower your monthly payments?
Net Worth
Net Worth helps us assess our financial health, but most of us don’t track it, and some might not even know how to calculate it.
What Hiding Chocolates from My Wife Taught Us About Money
My wife has a weakness. That weakness is called Lindt Chocolate Truffles.
Importance of an Emergency Fund
We all hope that everything in life goes according to plan, but an Emergency Fund helps prepare you just in case things don’t.
The Power of Compound Interest
Your interest will earn interest. Think of it as a snowball that rolls down a hill and the bigger the snowball gets, the more snow it picks up.
Your Priorities, Your Budget
The cornerstone of every good financial plan is a Budget. Don’t worry; this won’t be nearly as painful as you think.
School Loans: Debt-to-Income Ratio
Understanding your ratio will help you form a decision of how you will eliminate your debt based on your unique situation.
Retirement vs. Financial Independence
What everyone wants is not necessarily retirement; it’s the financial circumstance in which they can retire. That financial circumstance is called Financial Independence
The Savings Rate Secret
Your Savings Rate has a greater direct impact on your ability to accumulate wealth than ANY other concept regardless of your income level.
Subscribe Here!
Receive email notifications for special updates and when new articles are released. And, get a FREE financial guide: 8 Tips to Improve Your Financial Health when you subscribe.
No Spam and unsubscribe anytime.