The biggest challenge with credit cards is that it allows consumers to spend amounts of money in excess of what they can afford, ultimately leading to debt. Debt happens for all sorts of reasons, but it can be very difficult to get out of due to the high interest rates charged.
The cornerstone of every good financial plan is a Budget. Don’t worry; this won’t be nearly as painful as you think.
Understanding your ratio will help you form a decision of how you will eliminate your debt based on your unique situation.
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Net Worth helps us assess our financial health, but most of us don’t track it, and some might not even know how to calculate it.
My wife has a weakness. That weakness is called Lindt Chocolate Truffles.
Although investing can appear complicated and saving for the long-term can be intimidating, it doesn’t have to be.
Do you want to lower your interest rate, reduce your mortgage term or lower your monthly payments?
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