Choose one CC you have debt on and enter the balance and interest rate into the calculator. I always recommend paying off the card with the highest interest rate (APR) first.

 

Then, enter one of the following variables:

1. The amount you plan on paying extra towards the card. And, try entering different amounts you think you can afford to pay and watch how much time and money you could save.

2. The time in which you want to be debt-free. Enter different time frames, and the calculator will show you how much your monthly payment should be to be debt-free by then.

 

Set your goals, then crush them!